Did you know the average U.S. household carries $155,000 to $170,000 in debt? Of that, $16,000 on average is credit card debt, which means a whole lot of income every year is simply going toward interest on those cards.

Many businesses today operate the same. But what if, in 2019, you really sat down and created a solid budget for your company and stuck with it? A few more "no's" in 2019, could mean many more "yes's" in 2020, right?

Jeff Jones from Violand Management Associates shares some insight on money management in this Violand Vault video!